APA-viite (7. p.)

Claessens, S., & Laeven, L. (2003). What drives bank competitionn: Some international evidence. Financial Sector Operations and Policy Department.

Chicago-viite (17. p.)

Claessens, Stijn, ja Luc Laeven. What Drives Bank Competitionn: Some International Evidence. Washington, D.C: Financial Sector Operations and Policy Department, 2003.

MLA-viite (9. p.)

Claessens, Stijn, ja Luc Laeven. What Drives Bank Competitionn: Some International Evidence. Financial Sector Operations and Policy Department, 2003.